This comprises Our Life Insurance plan that you can take out before you retire. It pays your family a guaranteed lump sum if you die during the term of the plan. Section 9 sub-section 3 of Pension Reform Act 2004 makes it mandatory for every employer of Labour with minimum of 5 staff to put up a group life insurance policy up to a minimum of three times annual emolument. Emolument here refers to basic, transport and housing allowances. The cost must be 100% borne by the employer.

Life insurance

Protection for Life – a flexible life insurance plan that can change as your protection needs change

•  Life Cover
• Critical Illness with Life Cover
• Whole of life insurance

Pensions

Our individual pensions cover both pre and post retirement. Choose a pension plan to suit you

•  Stakeholder Pension
• Personal Pension
• Retirement Account

As registered insurance brokers, we are authorized to carry out transaction of all classes of insurance which include the following, for which we are prepared to give you a comprehensive report on request:

• LIFE AND PENSION INSURANCE
• MOTOR INSURANCE
• FIRE INSURANCE
• OIL AND GAS INSURANCE COVER
• MARINE (HULL & CARGO) INSURANCE
• AVIATION INSURANCE
• ENGINEERING INSURANCE
• BONDS
• MONEY INSURANCE
• BURGLARY INSURANCE
• CONSEQUENTIAL LOSS INSURANCE
• PUBLIC LIABILITY INSURANCE
• PRODUCT LIABILITY INSURANCE
• WORKMEN’S COMPENSATION INSURANCE
• GROUP PERSONAL ACCIDENT INSURANCE
• HOUSEHOLDERS COMPREHENSIVE INSURANCE
• AGRICULTURAL INSURANCE
• MISCELLANEOUS INSURANCE COVER